Editing Adverse

{{comic
	| number    = 6227
	| date      = December 3, 2021
	| title     = adverse
	| image     = 1638547883-20211203.png
	| votey     = 163854827320211203after.png
	| titletext = I'm just here in the hopes that the standard college explainer comic on adverse selection involves clown murder.
}}
==Explanation==
{{incomplete}}
==Transcript==
{{Computertranscript}}
:[Describe panel here]
:Kid, why are children afraid of clowns?
:If you have a health insurance pool and healthy people leave, premiums have to increase since the overall population is sicker.
:Adverse selection.
:That drives out the healthiest people in the remaining group, increasing premiums for those who remain. Iterate this process long enough and the system breaks.
:so
:Suppose kids are just a little afraid of clowns.
:In that case the people least comfortable terrifying children will not become clowns. Thus clowns become objectively more terrifying, prompting kids to be more scared, driving out the least-scary remaining clowns.
:At this point in the process, a rational child should assume anyone still willing to go into clowning
:Is objectively to be feared.
:Son of a bitch!
:smbc-comics.com
==Votey Transcript==
{{Computertranscript}}
:[Describe panel here]
:You really sucked the joy out of serial murder, kid.
:c. of
{{comic discussion}}
[[Category:Comics tagged economics]]
[[Category:Comics featuring Clowns]]